- Send each stage invoice the day the stage is done; a remodeler who bills late finances the homeowner's project.
- The core of remodeling invoicing is on Koira's Grow plan, $249 a month plus usage, with no per-person fee.
- Card rates for JobTread, Buildertrend and Handoff are from each company's own pages, next to Koira's.
How a remodeling company gets paid
Remodeling billing is staged: a deposit at signing, payments at milestones, and a final at the walk-through. Change orders add their own lines along the way.
Financing helps the bigger option happen: a kitchen sold as a monthly payment is often the better kitchen.
What goes on a remodeling invoice
- Deposit at signing
- Payment at rough-in
- Payment at cabinets and counters
- Final at the walk-through
- Change orders as they come
- Allowance overages
- Permit pass-through
- Pay over time on the balance
What invoicing software should do for remodelers
- The invoice built from the signed estimate
- Paid at the door by card or phone wallet
- Deposits and staged invoices
- The card rate published, on both sides
- Customer financing, which matters for remodelers
How Koira does it
In Koira, a remodeling invoice is built from the signed estimate and your price list, deposit at signing and all, and goes out when you tap done. It opens as a QR code at the door, so the customer pays by card, Apple Pay, Google Pay or pay over time through Affirm or Klarna. Deposits are paid at signing and bigger jobs bill in stages. That is on Office, the free plan.
On Grow, invoices, payments and deposits post to QuickBooks Online as they happen.
Side by side
The features that matter for remodeling invoicing, where each first appears on each company's public pricing page, then the people, usage, card and add-on rows every company gets.
| What you need | Koira | JobTread | Buildertrend | Handoff |
|---|---|---|---|---|
| Invoices and online payments | Office (free) | Included | Included (payments are US only) | Flex (invoices and payments) |
| Deposits at signing | Office, at signing | Not listed | Not listed | Not listed |
| Paid on the spot | Office, QR code at the door, 2.9% + 30¢ (Stripe) plus 0.5% to 2% (Koira) a payment | Not listed | Not listed | Not listed |
| Invoices in stages | Deposit, midpoint and final invoices | Not listed | Not listed | Flex (milestone invoicing) |
| QuickBooks Online sync | Grow | Included (QuickBooks Online) | Included (QuickBooks and Xero) | QuickBooks Online sync |
| Customer financing | On the pay page, every plan | Included (homeowner financing) | Not listed | Pro (client financing through Acorn Finance) |
| People, usage and card fees | ||||
| Extra people | No per-person fee; one or fifteen people, the same price | $20 a month each (users 2 to 10), $15 (11 to 20), $10 (21 to 30), $5 after | No per-user fee; unlimited users | Not published |
| Usage or credits | None on Office, at cost on Grow, included on Front Office | None on the pricing page | None on the pricing page | AI usage credits: 50 a month on Flex, unlimited on Pro and Scale |
| Card payments | 2.9% + 30¢ (Stripe) plus 2%, 1% or 0.5% by plan (Koira) | 2.95% + 30¢ a card, ACH $1 plus 1% (capped at $15) | Not published; its payments page gives no rate (US only) | 3.35% on Flex, 2.85% on Pro and Scale, paid by your client; ACH 1% ($10 cap), paid by your client |
| Add-ons | None; postcards are a flat price per card | None; the page says every feature is included | Onsite consulting and setup services, priced on request | None on the pricing page |
From JobTread pricing, Buildertrend pricing and Handoff pricing, checked October 9, 2026. Buildertrend's pricing page blocks a plain fetch, so we read it in a real browser. A cell names the lowest plan that lists the feature; "Not listed" means we did not see it, so ask. Prices change often, so check the page before you buy.
What each one costs
Every plan in the same columns: price, people, usage, card rates and add-ons.
| Plan | Monthly | Billed yearly | People included | Usage or credits |
|---|---|---|---|---|
| Koira | ||||
| Office | $0, free | Monthly, no contract | One or fifteen, the same price | None charged on Office |
| Grow | $249 a month | Monthly, no contract | One or fifteen, the same price | Texts, call minutes and emails at cost, nothing added |
| Front Office | $499 a month, flat | Monthly, no contract | One or fifteen, the same price | Included in the $499 |
| JobTread | ||||
| One plan | $199 a month | 20% off billed yearly | 1 internal user, unlimited customer and vendor portal users | None on the pricing page |
| Buildertrend | ||||
| Custom quote | Not published, quoted after a call | 10% off when paid a year up front (a limited offer) | Unlimited users | None on the pricing page |
| Handoff | ||||
| Flex | $149 a month | $119 a month billed yearly | 2 users | 50 AI credits a month |
| Pro | $299 a month, 12 month commitment | $239 a month billed yearly | 5 users | Unlimited AI credits |
| Scale | $899 a month, 12 month commitment | $719 a month billed yearly | 5 users or more | Unlimited AI credits |
What comes on top: people, card payments and add-ons
| Company | Each extra person | Card payments | Add-ons |
|---|---|---|---|
| Koira | No per-person fee on any plan | 2.9% + 30¢ (Stripe) plus 2% on Office, 1% on Grow, 0.5% on Front Office (Koira); on Office that share replaces a monthly fee | None; postcards are a flat price per card |
| JobTread | $20 a month each (users 2 to 10), $15 (11 to 20), $10 (21 to 30), $5 after | 2.95% + 30¢ a card, ACH $1 plus 1% (capped at $15) | None; the page says every feature is included |
| Buildertrend | No per-user fee; unlimited users | Not published; its payments page gives no rate (US only) | Onsite consulting and setup services, priced on request |
| Handoff | Not published | 3.35% on Flex, 2.85% on Pro and Scale, paid by your client; ACH 1% ($10 cap), paid by your client | None on the pricing page |
From JobTread pricing, Buildertrend pricing and Handoff pricing, checked October 9, 2026. Buildertrend's pricing page blocks a plain fetch, so we read it in a real browser. A cell names the lowest plan that lists the feature; "Not listed" means we did not see it, so ask. Prices change often, so check the page before you buy.
Card rates as each company publishes them (also JobTread online payments, Buildertrend payments), checked October 9, 2026. Koira's is Stripe's 2.9% + 30¢ for a US card plus Koira's share, which pays for Office in place of a monthly fee.
Sources, each checked October 9, 2026: JobTread pricing, JobTread online payments, Buildertrend pricing, Buildertrend payments, Handoff pricing, Stripe pricing, and Koira pricing. We read each page's own text; we did not use summaries or third-party price lists.