A bigger job is easier to say yes to over time.

Customers can choose to pay over time on the pay page, through Affirm or Klarna. They apply there, on their own phone. You do not run credit or set terms.

See how a remodeler makes a big number easier to say yes to
Pay over time offeredOn the pay page
Customer approvedJob is on your day
See how a remodeler makes a big number easier to say yes toKoira for remodeling

A big number is the hardest part of a big job

9:41
FinancingLive
Pay page · Dana R.
Pay in full$4,900
Pay over timeThe customer applies on the pay pageSee options
On the pay page

Pay in full or pay over time, side by side.

They apply, not you

The customer applies with the lender on their own phone.

No extra paperwork

It is the same estimate and the same invoice.

Financing without becoming a bank

Estimate · Dana R.
GoodPatch and seal$1,450
BetterReplace porch section$4,900
BestFull reroof$14,800
Dana Ruiz
Signed · $980 deposit paid
With the estimateThree options, and a way to afford the best one.
Built in

At the door

Scan, choose how to pay, done.

The bigger option becomes the easy oneThe bigger option becomes the easy one
Also included

The lender decides

Approval and terms are between your customer and the lender.

Invoice #2210 · Carl T.$640
Apple PayGoogle PayCardPay over time
Paid at the door, 2:18 pm. Receipt texted.
What you never do again
Run creditExplain payment plansFill in lender forms

How it plays out on a real job

Same steps every time. That is the point: you know exactly what Koira will do, and when.

A big job, a big numberThe estimate
A big job, a big number

The best option is the one they want, and the one that stalls.

Pay in full or over timeOn the pay page
Pay in full or over time

The customer applies with Affirm or Klarna right there.

The job startsNext week
The job starts

They chose the option they wanted. You do the work.

FAQ

Who provides the financing?

Affirm or Klarna, on the pay page. Approval and terms are between the customer and the lender.

Does every customer qualify?

No. The lender decides. Koira only shows the option.

Is there anything to set up?

It is part of the pay page. If anything is needed from you, it shows up on your Needs you list.

Built for the trade you run

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3 stagesbilled as you finish them
1 pageto sign and pay
Remodeler at work
For detailers: take bookings with a deposit and bring every customer back when the car is due.Koira by trade · Auto detailingKoira for detailers
Depositholds every slot
3 monthsthen a reminder
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For roofers: catch every storm-season call and turn one roof into the next three on the street.Koira by trade · RoofingKoira for roofers
1 minto text back a missed call
50cards to the neighbors
Roofer at work
For plumbers: be the first to answer when a pipe bursts, and to get paid before the van leaves.Koira by trade · PlumbingKoira for plumbers
Every callanswered on your number
QRpayment at the door
Plumber at work
For HVAC shops: answer the first hot week and keep the calendar full when the weather is mild.Koira by trade · HVACKoira for HVAC shops
2x a yeartune-up reminders sent
1 tapto join a plan
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For electricians: price the small jobs without a phone call and win the commercial ones without a sales team.Koira by trade · ElectricalKoira for electricians
Instantprices from your list
3 emailsto the pros near you
Electrician at work

We know what works. Leave it to Koira.

Get my free AI reportGet a free demo
☼⚙
Standard⚡ Turbo
● Koira did it● You by hand
Today $9,300$8,100 / $1,200
This week $25,050$18,570 / $6,480
This month $69,300$46,150 / $23,150
Money, just now
Reminded Sean Love, $1,850. Polite reminder with the pay link.
Bids, 9:44 am
Nudged Dana on the kitchen bid. Day 3 follow up. She opened it at 9:12.
Convos, 9:41 am
Texted back a missed call. Walk through booked Thu 10:00.