AI estimating software for contractors

AI can draft an estimate from photos, a voice note or a satellite image. Here is what it does well, where to keep a hand on the number, and how Koira, Handoff, QuoteIQ and Roofr compare on price and card fees.

6 min readPrices checked October 9, 2026
A contractor using a phone on site
Key takeaways
  • Prices only from your own list, a draft from photos or a voice note, and a first number from a satellite measure matter most.
  • Koira covers it with no per-person fee: estimates (Office (free)); options on one estimate (Office, up to three); price book (Office (your price list)).
  • Prices and card rates for Handoff, QuoteIQ, Roofr are from each company's own pages.

What ai estimating software does

AI estimating means software that drafts the estimate for you: from photos of the job, a voice note in the truck, a set of plans, or a measurement from satellite images. The good versions price from your own numbers. The risky versions guess.

For a contractor the rule is simple: the AI can do the typing and the measuring, but the prices have to be yours. An estimate with a number you never set is a promise you did not make.

What to look for

  • Prices only from your own list
  • A draft from photos or a voice note
  • A first number from a satellite measure
  • Options the customer can choose between
  • One question to you for anything not priced
  • Signing and deposit on the same page
  • A clear limit on AI credits, or none
  • Follow-ups once it is sent

How Koira does it

On Koira's free Office plan, you snap a few photos of the job and Koira drafts the estimate with up to three options from your own price list. Koira never writes a number that is not in your records: anything not on your list comes to you as one question, what do you charge for this, and Koira uses your answer from then on.

Roofs, lawns and driveways are measured from satellite images for a first number, and the Get a price button on your site answers the same way, day or night. The customer signs and pays the deposit on one page. On Grow, Koira follows up on day two and day four. There are no AI credits to count on any plan.

Where Koira is lighterKoira does not read blueprints for takeoffs or make renderings. It drafts from photos and satellite measures, priced only from your list, which fits service and residential jobs.

Side by side

Where each feature first appears on each company's public pricing page, then the people, usage, card and add-on rows every company gets. It is not a full feature list for anyone, including us.

What you needKoiraHandoffQuoteIQRoofr
EstimatesOffice (free)Flex (AI estimates)EssentialsEssentials (unlimited proposals; 10 trial on Starter)
Options on one estimateOffice, up to threeScale (up to 5 estimate options)Essentials (options estimates)Not listed
Price bookOffice (your price list)Flex, 1 pricing catalogEssentials (price book)Not listed
Measuring from aboveOffice (roofs, lawns, driveways)Not listedBeginner (MapMeasure Pro)Starter, $19 a report ($13 on paid plans)
Instant price on your siteOffice (free)Not listedElite (InstaQuote)Instant Estimator add-on, $149 a month
E-signaturesOffice (free)Flex (digital signatures)BeginnerEssentials
Deposits at signingOffice, at signingNot listedEssentials (partial payments)Not listed
Automatic estimate follow-upsGrow, on day two and day four, then it stopsNot listedPro (email and text automation)Starter, 5 automated actions
Calls answered by AIGrowNot listedEssentials (AI Virtual Call Team, uses IQ Credits)AI Receptionist add-on, $99 a month
People, usage and card fees
Extra peopleNo per-person fee; one or fifteen people, the same priceNot published$25 a month eachNo per-user fee; unlimited users
Usage or creditsNone on Office, at cost on Grow, included on Front OfficeAI usage credits: 50 a month on Flex, unlimited on Pro and Scale500 to 8,000 IQ Credits a month by plan, extra credits billed separatelyMeasurement reports per report: $19 on Starter, $13 on paid plans
Card payments2.9% + 30¢ (Stripe) plus 2%, 1% or 0.5% by plan (Koira)3.35% on Flex, 2.85% on Pro and Scale, paid by your client; ACH 1% ($10 cap), paid by your clientNot published; Stripe's processing plus a QuoteIQ platform fee2.8% + 30¢ Visa, Mastercard, Discover; 3.25% + 30¢ Amex; ACH 0.5% (capped at $40)
Add-onsNone; postcards are a flat price per cardNone on the pricing pageAI Website Builder below Max, extra IQ Credits and storage, priced separatelyInstant Estimator $149, AI Receptionist $99, Roofr Sites $99, SMS $49 a month

From Handoff pricing and Roofr pricing, checked October 9, 2026; QuoteIQ pricing, checked October 8, 2026. A cell names the lowest plan that lists the feature; "Not listed" means we did not see it, so ask. Prices change often, so check the page before you buy.

What each one costs

Every plan in the same columns: price, people, usage, card rates and add-ons. Koira has no per-person fee on any plan, and Office costs nothing a month.

PlanMonthlyBilled yearlyPeople includedUsage or credits
Koira
Office$0, freeMonthly, no contractOne or fifteen, the same priceNone charged on Office
Grow$249 a monthMonthly, no contractOne or fifteen, the same priceTexts, call minutes and emails at cost, nothing added
Front Office$499 a month, flatMonthly, no contractOne or fifteen, the same priceIncluded in the $499
Handoff
Flex$149 a month$119 a month billed yearly2 users50 AI credits a month
Pro$299 a month, 12 month commitment$239 a month billed yearly5 usersUnlimited AI credits
Scale$899 a month, 12 month commitment$719 a month billed yearly5 users or moreUnlimited AI credits
QuoteIQ
Essentials$29.99 a monthTwo months free, paid up front1 user500 IQ Credits a month, extra credits billed separately
Beginner$99.99 a monthTwo months free, paid up front2 users1,500 IQ Credits a month, extra credits billed separately
Pro$199.99 a monthTwo months free, paid up front4 users3,000 IQ Credits a month, extra credits billed separately
Elite$299.99 a monthTwo months free, paid up front10 users5,000 IQ Credits a month, extra credits billed separately
Max$699.99 a monthTwo months free, paid up front20 users8,000 IQ Credits a month, extra credits billed separately
Roofr
Starter$0$0Unlimited usersReports $19 each, ESX files $12
Measure+$109 to $169 a month, billed yearly$109 to $169 a monthUnlimited usersReports $13 each, ESX files $10
Essentials$249 a month$209 a month billed yearlyUnlimited usersReports $13 each
Scale$349 a month$299 a month billed yearlyUnlimited usersReports $13 each

What comes on top: people, card payments and add-ons

CompanyEach extra personCard paymentsAdd-ons
KoiraNo per-person fee on any plan2.9% + 30¢ (Stripe) plus 2% on Office, 1% on Grow, 0.5% on Front Office (Koira); on Office that share replaces a monthly feeNone; postcards are a flat price per card
HandoffNot published3.35% on Flex, 2.85% on Pro and Scale, paid by your client; ACH 1% ($10 cap), paid by your clientNone on the pricing page
QuoteIQ$25 a month eachNot published; Stripe's processing plus a QuoteIQ platform feeAI Website Builder below Max, extra IQ Credits and storage, priced separately
RoofrNo per-user fee; unlimited users2.8% + 30¢ Visa, Mastercard, Discover; 3.25% + 30¢ Amex; ACH 0.5% (capped at $40)Instant Estimator $149, AI Receptionist $99, Roofr Sites $99, SMS $49 a month

From Handoff pricing and Roofr pricing, checked October 9, 2026; QuoteIQ pricing, checked October 8, 2026. A cell names the lowest plan that lists the feature; "Not listed" means we did not see it, so ask. Prices change often, so check the page before you buy.

Card rates as each company publishes them (also QuoteIQ online payments, Roofr payments), checked October 9, 2026. Koira's is Stripe's 2.9% + 30¢ for a US card plus Koira's share, which pays for Office in place of a monthly fee.

How to choose

Try the AI on five jobs you already priced by hand and compare. If the numbers drift from yours, the tool is guessing. If they match, it is saving you the typing, which is the point.

Koira's plans and prices are on one page, and Office is free with no time limit.

Sources, each checked October 9, 2026: Handoff pricing, QuoteIQ pricing (checked October 8, 2026), QuoteIQ online payments, QuoteIQ industries (checked October 8, 2026), Roofr pricing, Roofr payments, Stripe pricing, and Koira pricing. We read each page's own text; we did not use summaries or third-party price lists.

FAQ

Can AI write a contractor estimate?

It can draft one. Koira drafts estimates from photos and satellite measures on the free Office plan, priced only from your own list, and asks you about anything not on it.

Does Koira charge AI credits?

No. There are no AI credits on any Koira plan. Office is free; on Grow, texts, call minutes and emails are passed through at cost.

Is AI estimating accurate?

As accurate as the prices behind it. A satellite measure is good for a first number; confirm on site before the final estimate.

What does Koira charge on card payments?

Stripe's 2.9% + 30¢ for a US card, plus Koira's share: 2% on Office, 1% on Grow and 0.5% on Front Office. The tables above show each company's own published rate next to it.

We know what works. Leave it to Koira.

☼⚙
Standard⚡ Turbo
● Koira did it● You by hand
Today $9,300$8,100 / $1,200
This week $25,050$18,570 / $6,480
This month $69,300$46,150 / $23,150
Money, just now
Reminded Sean Love, $1,850. Polite reminder with the pay link.
Bids, 9:44 am
Nudged Dana on the kitchen bid. Day 3 follow up. She opened it at 9:12.
Convos, 9:41 am
Texted back a missed call. Walk through booked Thu 10:00.
AI estimating software for contractors (2026) | Koira