HVAC load calculator (Manual J style)

Put in the house: size, climate, insulation, windows by direction, air tightness and ducts. See the cooling load in Btu/h and tons, the heating load, the equipment size Manual S allows, and the math for every part.

13 climatesASHRAE design temperatures
9 partsEach one shown with its math
FreeNo email, no sign-up
Each city is the Department of Energy's sample city for its IECC climate zone.
sq ft
Floors
ft
sq ft
Add up the glass on each side. A 3 by 5 ft window is 15 sq ft.
sq ft
sq ft
sq ft
W
Things running on a hot afternoon beyond the usual: a second fridge, a server, a home gym.
Cooling equipment
2.5 tons
30,989 Btu/h cooling load, 19,991 Btu/h heating load
2.58 tonsCooling load
19,991 Btu/hHeating load
20k to 28k Btu/hFurnace output range
774Sq ft per ton
0.91Sensible heat ratio
An estimate to plan and quote with, not a permit-grade Manual J. Many building departments require a full Manual J report done room by room with software. The next size up would be more than 115% of the load, so we show 2.5 tons, 97% of it. Manual S allows that when the unit's sensible capacity still covers the sensible load; check the maker's data at your design temperatures.

How we got this

  1. Design conditionsAtlanta, GA (zone 3A): 91.6°F summer with a 73.9°F wet bulb, 26.4°F winter. Inside 75°F at 50% humidity for cooling, 70°F for heating.ASHRAE 1% cooling and 99% heating conditions for this city.
  2. House shape2,000 sq ft on 1 floor: 2,000 sq ft footprint, about 179 ft around, 1,431 sq ft of wall less 230 sq ft of glass = 1,201 sq ft net wallWe treat the footprint as a square. A long or L-shaped house has more wall, so a bit more load.
  3. Walls0.084 U × 1,201 sq ft × 16.6°F = 1,675 Btu/h
  4. Attic ceiling0.035 U × 2,000 sq ft × (113.6°F attic − 75°F) = 2,702 Btu/hShingles, soffit and ridge vents: the attic runs 22°F above outdoors on a design afternoon (FSEC measurements).
  5. Glass, conduction0.48 U × 230 sq ft × 16.6°F = 1,833 Btu/h
  6. Sun through glassPeak at 10 am: 14,632 Btu/hEach side's glass × the July solar heat gain factor at 40° north for that hour × (SHGC 0.76 ÷ 0.87, the reference glass in the ASHRAE tables). We check 8 am to 4 pm and keep the worst hour.
  7. Air leakage7 ACH50 ÷ 20 × 16,000 cu ft ÷ 60 = 93 cfm; 1.08 × cfm × 16.6°F = 1,673 Btu/h
  8. People and appliances4 × 230 + 0 W × 3.412 = 920 Btu/h
  9. Ducts outside the living space20% of 23,435 Btu/h = 4,687 Btu/hENERGY STAR puts typical duct leakage at 20 to 30 percent. We add the low end. Sealed ducts inside the house add nothing.
  10. Latent (moisture)32.6 grains/lb outdoor-to-indoor difference: 0.68 × 93 cfm × 32.6 + 4 × 200 = 2,867 Btu/h
  11. Total cooling28,122 Btu/h sensible + 2,867 Btu/h latent = 30,989 Btu/h (2.58 tons)
  12. HeatingWalls, attic, glass, floor and air at 43.6°F difference, plus 20% for ducts = 19,991 Btu/hNo credit for sun or people in heating, the same as Manual J: the design night is cold, dark and the house may be empty.
PartCoolingHeating
Walls1,675 Btu/h4,399 Btu/h
Attic ceiling2,702 Btu/h3,052 Btu/h
Glass, conduction1,833 Btu/h4,813 Btu/h
Sun through glass14,632 Btu/h0 Btu/h
Floor0 Btu/h0 Btu/h
Air leakage and fresh air1,673 Btu/h4,395 Btu/h
People and appliances920 Btu/h0 Btu/h
Ducts4,687 Btu/h3,332 Btu/h
Moisture (latent)2,867 Btu/h0 Btu/h
Total30,989 Btu/h19,991 Btu/h

Sources: ACCA Manual J, Residential Load Calculation; ACCA Manual S sizing limits (Contracting Business, An Introduction to ACCA Manual S); ASHRAE design conditions for the DOE climate-zone cities (Pistochini et al., Journal of Building Engineering 2022, Table 1); ASHRAE solar heat gain factors, 40° N (Janis and Tao, Table 2.15A); FSEC, Monitored Summer Peak Attic Air Temperatures in Florida Residences (FSEC-PF-336-98); 2021 IECC Table R402.1.2 maximum assembly U-factors (Utah Clean Energy summary); PNNL Building America Solution Center, 2009 to 2021 IECC insulation requirements; Energy Vanguard, Understanding Manual J occupant loads; ENERGY STAR, Duct sealing; Home Ventilating Institute, How much ventilation do I need?. Checked 2026-10-08.

Key takeaways
  • A load calculation adds up every way heat gets in or out: walls, the attic, glass, sun, air leaks, people, appliances and ducts. Square feet alone cannot tell you that.
  • On a typical house the sun through east and west glass is the biggest cooling load. Low-E glass cut the sample house's cooling load by about 40%.
  • Manual S lets an air conditioner be no more than 115% of the total cooling load. A furnace can be 100% to 140% of the heating load.

What a Manual J load calculation is

A load calculation works out how many Btu per hour a house gains on a hot design afternoon and loses on a cold design night. ACCA Manual J is the standard method in the US, and most building codes point to it before a new system goes in. It is done room by room with software, using the house's real wall, window and duct details.

This calculator uses the same physics on the whole house at once. It is an estimate for planning and quoting, not a permit-grade Manual J. When the building department asks for a load report, run the full calculation. When you need to check a bid, spot an oversized replacement, or explain to a homeowner why the old 5-ton unit short cycles, this gets you close and shows its work.

The load has two parts. Sensible heat changes the air temperature: heat through walls, the attic and glass, sun through windows, warm outdoor air leaking in, people and appliances. Latent heat is moisture the system has to pull out of the air. Add them and divide by 12,000 to get tons.

An estimate, not a permit documentMany jurisdictions require a full ACCA Manual J, Manual S and Manual D report with the permit for new equipment. Use this to plan and to check, then run the full calculation where it is required.

How the calculator works out each part

Every part is a short formula. These are the numbers behind each one.

PartFormulaWhere the numbers come from
WallsU × net wall area × (outdoor − 75°F)2021 IECC U-factors for code-level walls, typical values for older ones
Attic ceilingU × ceiling area × (attic − 75°F)FSEC measured attic temperatures by roof type
Glass, conductionU × glass area × (outdoor − 75°F)Typical glass values, the code low-E limit, or your window sticker
Sun through glassGlass area × solar heat gain factor × (SHGC ÷ 0.87)ASHRAE July factors at 40° north, worst hour from 8 am to 4 pm
Air leakage1.08 × cfm × temperature differenceBlower door ACH50 ÷ 20 for natural air changes (rule of thumb)
People230 Btu/h sensible, 200 latent eachManual J, counting bedrooms plus one
Ducts outside+20% of the sensible loadLow end of ENERGY STAR's 20 to 30% duct leakage
Moisture0.68 × cfm × grains of moisture differenceOutdoor humidity from the ASHRAE design wet bulb

Inside conditions are the usual Manual J ones: 75°F at 50% humidity for cooling and 70°F for heating. Outdoor conditions are the ASHRAE 1% cooling and 99% heating temperatures for the city you pick. Each city is the Department of Energy's sample city for its climate zone. If you are somewhere else, choose "Somewhere else" and enter your own design temperatures from Manual J Table 1A.

City (climate zone)Summer 1%Wet bulbWinter 99%
Miami (1A)90.9°F77.5°F52.0°F
Houston (2A)94.5°F78.3°F36.0°F
Phoenix (2B)108.3°F69.4°F41.5°F
Atlanta (3A)91.6°F73.9°F26.4°F
Las Vegas (3B)106.3°F67.1°F33.8°F
Baltimore (4A)91.2°F74.1°F18.0°F
Seattle (4C)81.7°F63.7°F29.7°F
Chicago (5A)88.7°F73.2°F3.7°F
Denver (5B)91.8°F59.9°F6.6°F
Minneapolis (6A)88.0°F72.0°F-6.2°F

The wet bulb matters as much as the dry bulb. Houston and Phoenix both run hot, but Houston's outdoor air carries far more moisture. In the calculator that shows up as a latent load in Houston and almost none in Phoenix.

Worked example: a 2,000 sq ft house in Atlanta

The calculator opens on this house: 2,000 sq ft on one floor with 8 ft ceilings, R-13 walls and an R-30 attic under shingles with soffit and ridge vents, 230 sq ft of double-pane clear glass (60 north, 50 east, 70 south, 50 west), average air tightness of 7 ACH50, four people, and ducts in the attic.

PartMathCooling
Walls0.084 × 1,201 sq ft × 16.6°F1,675 Btu/h
Attic ceiling0.035 × 2,000 × (113.6 − 75)°F2,702 Btu/h
Glass, conduction0.48 × 230 × 16.6°F1,833 Btu/h
Sun through glassWorst hour 10 am, SHGC 0.7614,632 Btu/h
Air leakage93 cfm × 1.08 × 16.6°F1,673 Btu/h
People4 × 230920 Btu/h
Ducts in the attic20% of 23,4354,687 Btu/h
Moisture0.68 × 93 cfm × 32.6 grains + 4 × 2002,867 Btu/h
Total30,989 Btu/h (2.58 tons)

The heating load is 19,991 Btu/h at Atlanta's 26.4°F design temperature. The house works out to about 774 sq ft per ton, so the old "500 sq ft per ton" rule would have put a 4-ton unit on a 2.6-ton house.

Look at where the cooling goes. The sun through glass is almost half of it. The walls are under 6%. That is why window direction and glass type move the answer more than anything else you put in.

Change to the same houseCooling loadHeating load
As above30,989 Btu/h19,991 Btu/h
Ducts inside the living space26,302 Btu/h16,659 Btu/h
Low-E glass (U-0.30, SHGC 0.25)18,382 Btu/h17,825 Btu/h
Soffit vents only, no ridge vent32,081 Btu/h19,991 Btu/h
Leaky (15 ACH50)35,646 Btu/h26,018 Btu/h
Low-E, tight, code insulation, ducts inside12,485 Btu/h10,301 Btu/h
Uninsulated, single pane, leaky49,049 Btu/h49,050 Btu/h

The same 2,000 sq ft runs from about 1 ton to about 4 tons depending on how it is built. Square feet alone cannot tell you which.

Getting the inputs right

Windows by direction. Measure the glass on each side and add it up. East and west glass take the low morning and afternoon sun straight on. North glass gets almost no direct sun. The calculator checks five times of day and keeps the worst one, because east glass peaks in the morning and west glass in the afternoon, never both at once.

Insulation. The top two levels are the 2021 IECC maximum U-factors: "Good" is the climate zone 3 level (U-0.060 walls, U-0.026 attic) and "Best" the zone 5 and 6 level (U-0.045, U-0.024). The lower two use typical values: "Some" is R-13 walls (about U-0.084 once the studs are counted) under an R-30 attic (about U-0.035); "Little or none" is an uninsulated 2x4 wall (about R-3.7 for the whole wall) under R-11 in the attic.

Roof. The attic temperature comes from Florida Solar Energy Center measurements in 21 homes on design afternoons:

Roof over the atticAttic on a design afternoon
Shingles, soffit vents onlyOutdoor + 35°F
Shingles with a radiant barrierOutdoor + 25°F
Shingles, soffit and ridge ventsOutdoor + 22°F
TileOutdoor + 10°F
White or reflectiveOutdoor − 1.5°F

Air tightness. If the house has had a blower door test, choose "I have a blower door number" and enter the ACH50. New homes built to recent energy codes often test at 3 ACH50 or tighter. Older, drafty homes can test at 15 or more. The calculator divides by 20 to get natural air changes, a common rule of thumb.

People. Manual J counts bedrooms plus one, not who lives there today, so the system is sized for the house rather than the current family.

Fresh air. If the house has a ventilation system, the calculator adds HVI's continuous rate: 5 cfm per 100 sq ft of floor, about 0.35 air changes per hour.

From the load to the equipment size

ACCA Manual S sets how far equipment can stray from the load. An air conditioner or heat pump should cover the total cooling load and be no more than 115% of it. A furnace should be between 100% and 140% of the heating load.

The calculator picks the smallest standard size (1.5 to 5 tons in half-ton steps) inside that band. When no size fits, as with the Atlanta house at 2.58 tons where 3 tons would be 116%, it shows the size just under and says so. Manual S allows a unit a little under the total load when its sensible capacity still covers the sensible load. Check the maker's expanded performance data at your design temperatures before you commit.

Oversizing is the common mistake. An oversized air conditioner cools the air fast and shuts off before it has pulled out much moisture, so the house feels cold and clammy. It also short cycles, which wears parts, and costs more to buy. When a load comes in well under the old system, that is usually the old system being oversized, not the load being wrong.

The sensible heat ratio in the results tells you how much of the load is temperature and how much is moisture. Humid climates have lower ratios. Pick equipment whose sensible capacity at your conditions covers the sensible load, not only the total.

What this estimate leaves out

  • It works on the whole house, not room by room. Room loads set the airflow to each register, so they are needed to design ducts.
  • Sun angles are for 40° north in July. Glass in Miami or Minneapolis gets a somewhat different sun.
  • It treats the footprint as a square. A long or L-shaped house has more wall, so a bit more load.
  • No shading from overhangs, trees or blinds, and no sun on walls. Both would lower the cooling load a little.
  • Slab edge and basement wall losses are not counted in heating.

Once you know the size, build the estimate in Koira with good, better and best equipment options, and let the homeowner pick and sign from their phone. Need the ducts next? Use the duct size calculator.

Last checked October 8, 2026. More for your trade: how HVAC companies run on Koira.

FAQ

How do I calculate the HVAC load for a house?

Add up the heat that comes in through each part of the house: walls, attic, glass, sun through windows, air leaks, people, appliances and ducts, plus the moisture load. Each part is a U-factor times an area times a temperature difference, or a set gain per person. Divide the total Btu/h by 12,000 for tons.

Is this a real Manual J calculation?

It uses the same physics as Manual J on the whole house, with sourced numbers for each part, but it is an estimate. A permit-grade Manual J is done room by room with ACCA-approved software and the house's exact constructions.

How many square feet does a ton of AC cool?

It depends on the house, which is why load calculations exist. The sample Atlanta house came out at about 774 sq ft per ton. The same floor area ran from about 500 to over 1,900 sq ft per ton depending on glass, insulation, air tightness and ducts.

What size AC do I need for a 2,000 sq ft house?

Somewhere from about 1 to 4 tons, depending on how it is built and where. A typical 2,000 sq ft house in Atlanta with double-pane glass and attic ducts came out at 2.58 tons. With low-E glass, tight construction and ducts inside, it fell to just over 1 ton.

Why not just use 500 square feet per ton?

Rules of thumb ignore glass, sun, insulation, air leaks and ducts, which are what actually drive the load. They usually oversize the system, and an oversized AC removes less moisture, short cycles and costs more.

How much bigger can the AC be than the load?

ACCA Manual S allows up to 115% of the total cooling load for an air conditioner or heat pump. Furnaces can be 100% to 140% of the heating load.

What indoor temperatures does Manual J use?

The usual design conditions are 75°F at 50% relative humidity for cooling and 70°F for heating.

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