Contractor insurance by trade
Which policies each trade carries, what they cost on average from Insureon's published figures, when you need workers' comp and bonds, and what each state's license rules ask for.
35Trades
SourcedInsureon and state boards
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InsuranceRoofing insurance$317 a month for general liability, on average.InsurancePlumbing insurance$147 a month for general liability, on average.InsuranceHVAC insurance$101 a month for general liability, on average.InsuranceElectrical insurance$61 a month for general liability, on average.InsurancePainting insurance$72 a month for general liability, on average.InsuranceLandscaping insurance$51 a month for general liability, on average.InsuranceCleaning insurance$51 a month for general liability, on average.InsurancePressure Washing insurance$73 a month for general liability, on average.InsurancePest Control insurance$117 a month for general liability, on average.InsurancePool Service insurance$95 a month for general liability, on average.InsuranceRemodeling insurance$162 a month for general liability, on average.InsuranceAuto Detailing insurance$54 a month for general liability, on average.InsuranceHandyman insurance$81 a month for general liability, on average.InsuranceTree Service insurance$156 a month for general liability, on average.InsuranceJunk Removal insurance$83 a month for general liability, on average.InsuranceFencing insurance$83 a month for general liability, on average.InsuranceWindow Cleaning insurance$78 a month for general liability, on average.InsuranceWaterproofing insurance$83 a month for general liability, on average.InsuranceConcrete insurance$119 a month for general liability, on average.InsuranceFlooring insurance$77 a month for general liability, on average.InsuranceDrywall insurance$62 a month for general liability, on average.InsuranceGutter insurance$83 a month for general liability, on average.InsuranceGarage Door insurance$96 a month for general liability, on average.InsuranceAppliance Repair insurance$83 a month for general liability, on average.InsuranceSnow Removal insurance$132 a month for general liability, on average.InsuranceMoving insurance$120 a month for general liability, on average.InsuranceLocksmith insurance$46 a month for general liability, on average.InsuranceChimney insurance$83 a month for general liability, on average.InsuranceSolar insurance$83 a month for general liability, on average.InsuranceIrrigation insurance$105 a month for general liability, on average.InsuranceGeneral Contractor insurance$162 a month for general liability, on average.InsuranceSeptic insurance$83 a month for general liability, on average.InsuranceCarpet Cleaning insurance$73 a month for general liability, on average.InsuranceCommercial Cleaning insurance$60 a month for general liability, on average.InsuranceLawn Care insurance$57 a month for general liability, on average.
Where the numbers come from
Premiums are Insureon's published averages for its small business customers in each trade, read on its cost pages. State rules come from our license guides, which read each state board's own pages. Each trade page lists its sources and the date they were checked.