What general liability insurance means
General liability insurance covers claims that your work damaged someone's property or hurt someone who is not your employee.
Also called GL insurance, CGL.
Where it shows up in your business
Most customers, property managers and general contractors ask for proof before you start. Know your limits and what your policy excludes for your trade.
Work it out
- Money guide: 1099 vs W-2 for your first helper
- Money: Money guides for contractors